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  1. #1
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    Default Want to Open a new Bank Account! ICICI or HDFC?

    Hi

    I am 18 and i want to open a new bank account, i already have one in Corporation but i want some good ones like ICICI or HDFC.

    Both banks are located near my area, so want to know which one is better. Are their any good schemes or stuff like that?

    I have heard some money gets deducted from your bank account every year, is that true/?

    I might need a DEBIT CARD ( for fun) so which one provides free debit card and free transcations through them.

    So which one should i go for??

  2. #2
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    My father has HDFC account but I think ICICI has better service............
    Till now no problem with HDFC

  3. #3
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    Quote Originally Posted by gaggan4392 View Post
    My father has HDFC account but I think ICICI has better service............
    Till now no problem with HDFC
    do they provide free debit cards @ transcations? @ do they deduct some money from bank account as service charge every year?

  4. #4
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    @vorazeal

    While opening for an account with a bank you will get debit card free of cost.

    Almost every bank deduct some amount say Rs.200 annually as debit card charges or card maintenance charges.

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    LOL. Who says ICICI is a good bank?

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    Quote Originally Posted by just4kix View Post
    LOL. Who says ICICI is a good bank?
    I think so, but I do not have account there. I own a account in State Bank of India and Punjab National Bank

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    After dealing for over 12 years with ICICI, I cannot say much in favour. The in-bank experience has always been horrible. Their customer care does not care about you unless you are a high net-worth individual.

    However, ICICI Net Banking is one of the best.

  8. #8
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    Quote Originally Posted by just4kix View Post
    After dealing for over 12 years with ICICI, I cannot say much in favour. The in-bank experience has always been horrible. Their customer care does not care about you unless you are a high net-worth individual.

    However, ICICI Net Banking is one of the best.

    yea they have very good net banking. Its acceptable in each and everywhere. Hmm then should i go for HDFC???

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    Quote Originally Posted by vorazeal View Post
    yea they have very good net banking. Its acceptable in each and everywhere. Hmm then should i go for HDFC???
    After all, i think you should go for HDFC.

  10. #10
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    You can go with either. But remember that both will have no so good in-bank service.

    My comments were solely based on my exp with ICICI. I have no exp with HDFC bank.

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