Just to save on my tax, my father asked to to opt for life insurance and I opted for LIC.
I am a newbie in this. Can anyone tell me how to join these, and what are all the factors that needs to be considered?

Firstly, I am interested in a hospitalization plan, though my company covers this now, what if I decide to resign, or they terminat me. What are the other options available?

Second, about the pension plans, who all offer these, and what are all the min requirements? Would joinin at a younger age do any benifits?